Can you use NDIS funding for in home support? What’s allowed and what’s not

In home support is one of the most commonly used NDIS-funded supports, yet it is also one of the most misunderstood. While many daily activities happen at home, not everything done in the home is automatically funded by the NDIS. 

Understanding what is allowed, what is excluded and how decisions are made can help you use your funding more effectively and avoid unexpected issues later. 

In home support refers to assistance provided in your own home to help you complete daily tasks that are impacted by your disability. 

These supports are designed to help you maintain your independence, support your safety and wellbeing, and enable you to live in your own home for as long as possible 

In home supports are usually delivered by support workers and are commonly funded under Core Supports, particularly Assistance with Daily Living. 

Common types of in home support that may be funded 

Depending on your needs and your plan, NDIS funding may be used for support with: 

The key requirement is that the support addresses a functional impact of your disability and not just for general convenience. 

For in home support to be funded, it must meet the NDIS reasonable and necessary criteria. This means the support must: 

Clear goals and supporting evidence, such as reports from an occupational therapist or GP, are critical in demonstrating this link. 

Related: Understanding NDIS replacement supports in your plan 

While the NDIS may fund support workers in your home, it does not cover general household expenses. 

NDIS funding cannot be used for: 

If the expense would exist regardless of disability, it is unlikely to be funded. 

Cleaning, gardening and maintenance can be funded, but only in specific circumstances. 

These supports may be approved if: 

For example, cleaning may be funded if you cannot safely maintain basic hygiene in your home. Lawn mowing purely for appearance or routine property upkeep is unlikely to be approved. 

The NDIS does not pay for food. However, it may fund support related to preparing meals. 

This can include: 

Participants are usually required to pay for the ingredients themselves, while NDIS funding covers the preparation or support component. 

Participants who are self managed or plan managed can choose either registered or unregistered providers. NDIA managed participants must use registered providers. 

This choice allows you to select support workers who suit your needs, schedule and preferences, while ensuring supports meet quality and safety standards. 

Living with family does not exclude you from receiving funded in home support. 

The NDIS recognises that informal supports may not always be available, safe or sustainable. If your needs cannot reasonably be met by family members alone, paid support may still be approved. 

Funding decisions are based on your needs, not your living arrangement. 

Core Supports can be used flexibly, but they still require careful management. 

To help funding last: 

Plan managers and support coordinators can assist with tracking and budgeting. 

If your circumstances change during your plan period, you can request a change of circumstances reassessment. 

This may be appropriate if: 

Updated evidence is required, but you do not need to wait until your next scheduled review. 

Understanding these principles makes it easier to advocate for appropriate support and avoid funding issues. 

Leora Healthcare supports clients and families to access in home disability supports that are practical, compliant and tailored to individual needs. From light household assistance to more involved daily living support, services are designed to promote independence and stability at home. 

If you need guidance on in home supports or want help understanding how your NDIS funding can be used, our team is here to help. Reach out today to get started.